A prudent person prepares for the uncertainties in life, and one of those uncertainties is getting diagnosed with cancer. People who are in their twenties often have the following sentiment:
I’m too young to worry about cancer. I’m only 25 and cancer only happens to old people. It’s not something I have to worry about yet.
If you share the same sentiments as above, you could not be more wrong! Yes, cancer does strike a lot of elderly people, but it can also strike younger people. You want some proof? Here’s a list of famous personalities that got stricken with this critical illness:
- Andy Whitfield – born July 17, 1972; played the lead role in the TV series “Spartacus: Blood and Sand”; diagnosed with Hodkin’s lymphoma when he was 37; died on September 11, 2011 at the age of 39.
- Christina Applegate - born November 25, 1971; movie star who has appeared in more than 30 movies; diagnosed with breast cancer when she was 37.
- Michael Hall - born February 1, 1971; plays the lead role in the TV series “Dexter”; diagnosed with Hodkin’s lymphoma when he was 39.
- Sheryl Crow – born February 11, 1962; is a singer-songwriter, record producer, musician, and actress who has won nine Grammy Awards; diagnosed with breast cancer when she was 44.
- Kylie Minogue - born May 28, 1968; is an Australian recording artist, songwriter, and actress who has won a Grammy Award; diagnosed with breast cancer when she was 37.
These are just some of the famous people diagnosed with cancer in the entertainment industry alone. Notice their ages when they got diagnosed? If you are now 25 years old, that means you only have 12 more years to save up for what could potentially be a catastrophic event for you and your family in case you could get diagnosed with cancer at age 37.
Should this happen to you, coping with the disease alone will definitely give you a lot of emotional stress. Moreover, because of your illness, you will spend a lot for medication, laboratory fees, doctor’s fees, hospital fees, and treatment. These expenses are on top of your regular expenses that will include food, clothing, shelter, electricity, water, school fees, and other expenses for your kids. You will also most likely lose your income since you can’t work and earn a salary because you are sick. Your expenses would probably be in the millions of pesos, and you will have to find a way to get that funding in order to get proper treatment.
Wouldn’t you want to concentrate on getting healthy rather than having to worry about where to get the money for your treatment?
If your answer is yes, get started on a financial plan today. A financial plan with critical illness coverage can act as your safety net. It will relieve you of the stress of having to find money while you are sick, and allow you to fully concentrate on getting healthy! Think about it.